This week has seen the circling of several large gray swans (and one particularly nasty black swan) at Casa de Garrett.
Total cost? About 1 Month's Gross. That means, 1 month's income before the gov't devours our paychecks. And the week ain't over.
What this means is in the course of a few days, we have been smacked around pretty hard by the gods of the Copybook Headings.
While I am in about as sour a mood as I can muster, we will survive it. I don't mean that like - we'll muddle through and do without and survive it by selling our kidneys. We will take this standing up because of life choices... And our continual search for additional income streams.
Some of our side gigs:
Amazon (old books, movies, etc. - a la online yardsale).
Ebay (I've sold everything from knockoff name brands in college, to twinkiepocalypse, to military surplus).
Kindle Books (as Archer Garrett).
A now defunct business (closed last year).
Our ability to weather financial disasters like this would be significantly reduced if we only focused on the status quo 40 hour/week career.
It would be impossible if we adhered to the consumeristic lifestyle that we see all around us.
This goes along well with the previous post about leveraging technology.
But in addition to that, you need to mini-Galt as much as possible: kill the tv, cut your own hair, grow your own food, refinance at these unsustainable rates, quit playing into our retail economy, refuse to chase the Jones' (because they're about to get foreclosed on anyway). Do whatever you can to increase your independence and ability to survive.
Times are hard, and they're not going to get easier any time soon. Do what you can, while you can. Gird your loins, so to speak. And pray.
Sent from my Verizon Wireless BlackBerry